Tuesday, March 8, 2016

Buying a House

Have you ever thought something would be easy and so you started looking into it and learning more about what you wanted to do.  Then you call that first person to take that first step and get moving.  Soon after to be on overload of information about what you need to do, how you need to do it, and everything you need.  Well, I did just that.

I knew that buying a house wasn't as easy as going to the store and buying a candy bar, the furthest away from just that.
But I didn't know that there was so much that had to be in place and almost perfect before anything can happen.  That first call was a hard thing,  he talked about everything,  our income what we can qualify for and what we need to do to get moving on getting a home loan and everything else. He talked about getting out of our apartment, which I didn't think would be possible until September when the lease was finally up.  But talking to the landlord changed the whole game, we only needed to pay the fee (which was less than our monthly rent) and sign the papers to get out, and we were out.  We found out that we could get a house a whole lot sooner than we thought.
Minor setbacks coming into play as we figured out our debts, but we were still able to take a step forward because we were able to figure those out without a problem. :)

Our hopes of moving our sooner were pushed back a little bit, but not by much, just a couple of months.  We would still be out of there before September, our initial move out date.

Then we got a phone call, Brandon, our financial guy called to tell us that there is a house that we could get.  Our down payment was being gifted by my aunt's commission check.  She was helping us out into a great house with a great deal.  We wouldn't need the money up front,  the one thing that was now stopping us from moving out right away.  Our hope was lit once again.

Now is the hardest time, waiting to be able to go and see the house, to see if that is where we would like to move into.  We can't get in there until the tenants that are currently living in there move out, because they refuse to show the house.  We have two weeks to wait to see the house,  till then we have to decided to go out with Teresa and look at houses, see what we like and don't like.  See what it an automatic no and what we could look past.

I honestly believe that we will be moving into the house to start with, and if we don't like the are or something is wrong we can always move in a couple years or so, after we get enough money saved up and have the ability to do it without a problem.  It's crazy how things can turn around for the better or for the worse, so quickly.  But I am so thankful for the help of everyone that I have talked to about buying a house, how much it would cost, and every other detail that goes into buying a house and the upkeep. I am so excited for the chance to get out of an apartment and be able to live in a house, where my puppy can run free in the back yard and enjoy herself more!

I am super excited for the chance to grow and learn more with Robert, he is such a blessing in my life and has helped me in many more ways than he knows.  I feel like we work well together and once we decide to have children, I feel like we will be able to take good care of them. :)  Though that will be in the future, far future, I am not ready to have a child just yet.  I don't feel like it's my time just yet. :)  But I will have a family, an eternal family. :)

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